4.8 ⭐⭐⭐⭐ 4,000+ reviews

Protect your family
in minutes

Affordable life insurance with no medical exams. 100% online.

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Family

Tim C.

Simple & Stress-Free

I’ve looked into life insurance before and always felt overwhelmed, but this process was actually simple.

John D.

Finally Found the Right Coverage

Everything was explained clearly with zero pressure, which made the decision easy.

Emily R.

Fast Approval

Found a policy that fits my budget without sacrificing the coverage I needed.

Michael T.

Great Customer Support

Customer service was responsive and actually took the time to answer all my questions.

Lisa K.

Highly recommend

Now I feel confident knowing my family is protected without overpaying.

David P.

Affordable Coverage

From start to finish, everything was straightforward and hassle-free.

The #1 no-medical-exam, instant life insurance provider

Get covered in 10 minutes

Up to $3 million in coverage

Free will & trust worth $898

Your best price from multiple carriers

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Life insurance made easy

See how Ethos is changing the way people buy life insurance.

OneLife Protect
Traditional life insurance
Instant underwriting
No medical exams
Same-day coverage
Free legal will
Trusted carriers
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Free Wills & Trusts

We've simplified estate planning so you can take care of it from your phone. Our estate plans are free with life insurance or can be purchased separately.

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FAQ

It can help cover some of life's biggest expenses, like a home mortgage, debt, your children's college tuition, and it can also replace lost income.

We offer term life insurance up to $3M, whole life insurance up to $100K, and permanent life insurance.

Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need.

All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with Ethos.

A common and easy way to come up with a coverage estimate is to multiply your annual income by 10.

Yes. Our application is 100% free and won't affect your credit score. Additionally, each policy has a 30-day free look period with a money-back guarantee.

We've built an industry-leading product that is transforming how people apply for life insurance.

Yes—we're happy to assist and support you anytime. You can get in touch with our customer success team by sending us an email or calling us.

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Lock in your best price today

Over 40 years old? Your life insurance price will increase 10% every 6 months you wait to start coverage. With OneLife Protect, getting covered only takes 10 minutes.

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